Investing for Interest 14

Investing in bonds from 2008-2022 was difficult because yields were low. However, we are back to having an option for safe returns.
But which is better, individual Treasury Bonds or Treasury Bond Funds? That depends on what you are trying to achieve.
Individual Bonds have some tax advantages, and you can create bond ladders to protect you from interest rate risk.
Treasury Bond funds typically pay monthly, which is excellent when paying bills. You can also easily see how much your bonds are worth.
I use both types of securities to ensure I have a healthy emergency fund and consistent income. Good Luck!