Bøger af Michael Ayre

The book goes into the following topics and some extras, the aim is to give out top notch advice for millennials regarding finance.I. IntroductionDefinition of millennialsImportance of financial literacy for millennialsII. The State of Millennial FinancesIncome and employment statisticsStudent loan debtHomeownership ratesRetirement savingsIII. The Challenges Faced by Millennials in Building WealthLack of financial educationRising cost of livingIncome inequalityDifficulty saving for retirementIV. Strategies for Building Wealth as a MillennialBuilding an emergency fundPaying off debtInvesting for retirementBuilding creditSaving for a down payment on a home

An illustrated guide to the use and design of cycle trailers in urban and rural areas. Contains new material and updates the information in the earlier edition.

Despite efforts to increase the level of mechanisation, animals remain an important existing or potential source of power in rural areas of developing countries, primarily in agriculture and transport, but also for water pumping, forestry, road construction, etc.

Describes techniques to reduce the incidence of punctures on low-cost, slow-speed vehicles used in rough terrain. The techniques are suitable for handcarts, wheelbarrows, bicycles, cycle trailers, animal drawn carts and motorized vehicles.