Bøger af Mark Dennison

If you've dreamed of buying your own home, we have some very good news. Despite the housing crisis, and the recession of 2008, it's a very good time to buy your own home with a range of financing options available for nearly any budget. Smart homebuyers are still buying homes and they're doing it with the right information upfront, while still investing in a future that's as solid and time honored as ever. This book is for anyone who wants to know the basics of purchasing a home with their eyes wide open and their bank account intact. In clear, reasonable and detailed explanations you get everything you need to know to buy a home, even with less than perfect credit. But don't start shopping for homes without understanding: - Secrets for shopping for new and previously owned homes - Bank foreclosed opportunities and the first steps for purchasing any home - Loan pre-approval and what it means to you - 30 year and 15 year fixed mortgage loans as well as adjustable rate mortgages - Finding and qualifying for the mortgage that's best for you Buying a house the first time, or after previous financial turmoil, can be intimidating. This is a complete crash-course in home buying for anyone interested in the insider's perspective on the process. With creative ways to finance your loan and a solid understanding of your FICO score, you also get complete information on what you can expect and even how you'll be treated. The purchase of your home is more than just homework. This book is designed to provide everything you need to know to buy your house, secure your financing, close in time and move in, and without glossing over important details. Understanding the buying, selling and financing of residential real estate takes some careful reading, consideration and a little study, but it's not rocket science. You'll get everything you need to know to make your purchase with full confidence whether you're first time buyer, an experienced buyer or simply someone who wants to understand the housing market better. It's all in there. There's nothing quite like the feeling of owning your own home and providing what's best for you and your family. For your financial security, your future and your wellbeing, this book may very well prove invaluable. Even if you've previously owned your own home or you've been foreclosed upon, the opportunities are too big to ignore. It is a very different market, but everything is here for you to take advantage of the collapse in housing prices, the opportunities in foreclosed homes, and to buy a home the smart way. All readers learn to: - Face the approval process with confidence and qualify for the best possible terms - Read and really understanding all of the fine print - Navigate the worlds of insurance and risk management for your investment - Contract and learn from a professional home inspector before making any final decision - Fully understand new and secondary market homes in your area and anywhere you want to live Buying your first home can seem daunting, but going ahead now with your dream to own your own home just takes a careful reading of all the relevant facts and a commitment to your future. Leave rental apartments and homes behind forever and secure your family's future while taking part in the dream that makes such a difference in the lives of so many. Purchasing and owning home has never made more sense than today, and any new homeowner will tell you.

With the help of this Smart and Easy Guide, you'll be able to carry out many of the routine home repair and improvement tasks by yourself. Authored by a seasoned handyman for an average home-owner, this practical home improvement and home repair book for DIY home projects simplifies repairs and improvements for a person with no prior skill-level. Packed with practical advice and 'insider-secrets', this home improvement and home repair book for DIY home projects offers much more value than its price, and reveals many simple but important details about common home tasks. The annual home repair costs are generally estimated at 1% of the home value-$3,000 per year for a $300,000 house-and this does not take into account the cost of major improvement, such as a new kitchen or a remodeled bathroom. Imagine how much you'd spend over the next 10 or 20 years. Imagine how much you'd save if you were doing even some of these repairs and improvements yourself. The Smart & Easy Guide To Home Improvement & Home Repair: The DIY House Manual for Do It Yourself Remodeling, Renovation & Redecorating Projects can do that for you. There's one little problem, though-people usually either mess things up or injure themselves when they try to DIY. To many homes, a DIY project can mean: - A house that looks like a junkyard - Delays that seem to take forever - Damage to the equipment that you're trying to repair - Damage to the things that you're not trying to repair - A scream of agony from the bathroom As a regular person, you may not be aware of even the correct tools that you'd need for doing a particular repair. Each type of job has important hunches, thumb-rules and tips that only professional repairmen know by virtue of their experience. If you don't know about these simple and sometimes minor points, this lack of knowledge could lead to major problems. This home improvement and home repair book for DIY home projects helps you avoid these problems. True to its name, this home improvement and home repair book for DIY home projects takes a simple and practical approach, and starts by telling you about the basic tools that every home should have. By making a small, one-time investment for buying these tools, you can save many times their cost. Because it's written by a field worker who has been using these tools for years, this home improvement and home repair book for DIY home projects precisely tells you the correct use of the right tool for the right job. The Smart & Easy Guide To Home Improvement & Home Repair: The DIY House Manual for Do It Yourself Remodeling, Renovation & Redecorating Projects is here for you. The book has dedicated chapters on the categories of hammers and nails, as these are often used during home repairs and improvements. There are chapters describing step-by-step guidance about tasks ranging from carpet cleaning to air-conditioning and from bathtub repairs to interior decoration. Each chapter is stuffed with tips, tricks and clues that could only have come from a master craftsman. Some of the useful things that you'd learn by reading The Smart & Easy Guide To Home Improvement & Home Repair: The DIY House Manual for Do It Yourself Remodeling, Renovation & Redecorating Projects are: - Carpet cleaning and carpet repairs-procedure and step-by-step instructions - Air-conditioning system-buying tips, care and maintenance - Everything about hinges-their types and usage - Leaky basements-tips and directions - Bath tubs-what to consider when buying - Patio improvement-wooden deck versus stone pavement - Interior designing-economical and advanced interior decoration, and more Coming at a time when the financial squeeze is forcing many families to rethink their expenses and reallocate their resources, this home improvement and home repair book for DIY home projects prepares you for undertaking basic home repair and improvement tasks, allowing you to prevent unnecessary expenses. Grab you

Are you really ready to invest in the real estate market? This is the question the Smart & Easy Guide to Real Estate Investing asks you at the end of the introduction, after giving you an overview of the intricacies and peculiarities of the real estate business. Replete with practical and professional advice and step-by-step, easy guidance, this book should be read by everyone who intends buying a property for any reason. Written by a Realtor who today holds a broad portfolio of local and international properties, this Guide offers only genuine, unbiased advice for the benefit of an average real estate investor. However, the guidance herein can be used for buying residential and commercial properties of all sizes and value. Some of the topics of this Smart & Easy Guide include: -Real estate planning -Property selection, inspection and evaluation -How to go about raising the finances -How to control risk and boost your ROI -Bargaining and negotiating the best deal -Timing your buying and selling decisions -Flipping and foreclosures -Considerations for renting a property -Commercial real estate investments and their complications -Tax issues facing investors -Investing in real estate mutual funds Real estate can be termed as the sturdiest of all businesses. Barring exceptions, the value of a property in a growing market always goes up, unlike stock investments and other types of business. Also, unlike stocks, bonds or forex, property is a real asset. However, the real estate business is not free of problems and pitfalls. Making money with property investments requires a good understanding of the market and a lot of hard work. The book covers every aspect of real estate investing and gives you specific directions to channelize your energies. If you have failed to plan, you have planned to fail. The first thing that you need is an investment plan, and that's what the first chapter after the introduction talks about. It prompts you to think about various aspects of your investment, and gives you valuable tips about selecting and inspecting properties. Financing your real estate investment is a critical area, and the book covers the subject comprehensively, giving you solid advice about the available avenues of financing and the ones that you should be going for. As the saying in the real estate business goes, 'you don't make money selling properties, but buying them'. It is important to negotiate a good price and buy properties at below their assessed market value if you want a high ROI on your sale. The book has a chapter on bargaining, which contains some valuable tips on the subject. Sticking to a property for too long or selling it too soon can be counterproductive. Timings of your investment and liquidation are key, and the Guide lets you in on some insights that must have take the author years of real estate investing to acquire. Man has a natural affinity to land, and real estate can be a fulfilling business, provided it's profitable. Like any other business, real estate also has specific considerations that are often unknown to a fresh starter. This Smart & Easy Guide provides the roadmap to profitable real estate investing for everyone.

As you get ready to buy a home, you will need to learn everything you can about the world of home financing and mortgages. This is one of the biggest points of worry, confusion and downright failure for many would-be homeowners. But the good news is that there are answers. And The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful has them for you right now. The book contains all the knowledge and guidance that you need to get the best mortgage and avoid financial complications. This real estate financing and home buying mortgage guide book contains crucial information on how to get started with the process of identifying the best mortgage and how to make sure you get the best deal possible. Here are some of the questions answered in the book: - How to secure the credit to get started - How to begin the loan process - How to identify and negotiate for the best rates - How to understand the mortgage stipulations and the mortgage contracts formulated by the lenders - Why it's important to understand mortgage stipulations and the fine print - How to identify a loan that is suitable for a person's individual needs - How to get a loan that guarantees financial freedom - How to avoid scams, fraud, and other risks during the mortgaging process The book fully addresses the challenges faced by any homebuyer considering taking out a mortgage. The main purpose of this real estate financing and home buying mortgage guide book is to empower you by providing knowledge and practical steps you can take. The costs of ignorance in the mortgage industry are too high to ignore when you can get answers this easily. Here are just a few of the things you will learn: - The best strategies for identifying the best mortgage for your situation - How to avoid the stress, anxiety and frustration typical first time home buyers go through during the lending process - How to identify the best mortgage rates by using little known tools - How to avoid fraud, scams and other financial risks - Crucial Strategies for negotiating lower rates and fees - How to boost your credit ratings and why they matter - How a few simple negotiation tricks can save you $1,000s - How to find the best lenders for you - How to save time, money and headaches during the entire process The book contains extensive details on how to avoid financial issues, find the best mortgages and save money and time every step of the way. This real estate financing and home buying mortgage guide book explains how you can obtain good credit, how to start the loan process and how to identify the best mortgage rates. This real estate financing and home buying mortgage guide book has all the answers you need. It contains detailed mortgage information that will guide you smoothly through the home financing process. The sooner you access to get the knowledge contained in this book, the better your situation will be. Make the home buying and home financing process as fast and easy as possible. The Smart & Easy Guide To Mortgages & Home Financing: How to Finance Real Estate to Make the House Buying Process Successful is here for you. Grab your copy today of this real estate financing and home buying mortgage guide book!

Making Math Fun through Movement explores how to integrate math content with movement.With more than sixty math movement games for reinforcing math skills, the guide is an essential resource for teachers, parents, daycare providers, and anyone who wants to help children get healthy and smart. Learn how to:encourage children to be physically fit while having fun;emphasize the importance of maintaining optimal health;enhance and support the ability of children to learn math;integrate physical activity throughout a math curriculum.The author, a former physical education teacher and now a principal who continues to see inactive and overweight children year after year, explores how standard education ties into a lack of physical activity for many children. He also highlights how instead of giving children with disabilities drugs to help them learn and behave, it can be more effective to incorporate physical movement into lessons. He also provides actual lesson plans that involve physical activitiy to meet Common Core standards. Make learning fun and help children gain an appreciation for physical fitness with the lessons, exercises, and activities in this guide.

Avoid or minimize expenses or delays when you develop projects in wetland areas. This practical reference explains the regulations and provides guidance on mitigation requirements and the permitting process. You'll learn everything you need to know about evaluating, selecting, negotiating, and implementing the various mitigation measures available.